savings accounts for kids
For ages 0-12. Join Pounce the Ocelot on his adventures learning about money, and set your child up with our savings account for kids!
features you can appreciate
building a bright future
SunWest Credit Union, along with our favorite pal Pounce, is ready to help you create the strong foundation needed to transform your child into a financially savvy adult.
Take a look at our kids savings account designed to help your little achiever have fun while crushing their financial goals!
jumpstart your
kid's savings
Pounce has worked hard to create the most comprehensive savings account for kids that provides solid financial education, activities designed to make banking fun, and perks that will make you wish you were a kid again.
make your move
Instilling healthy financial habits with a bank account at a young age can lead to life-long confidence. Open a Pounce savings account for your little one today at one of our branch locations. Here's what you'll need to bring with you:
what to bring with you
pounce + pals
Pounce the Ocelot is here to help walk you through your very first experiences spending and saving money with a savings account just for for kids. His best friend, Paws the Mountain Lion, helps him navigate through their desert adventures along the way.
Ocelot
(Leopardus pardalis)
species
Mountain Lion
(Puma concolor)
Arizona Desert
home
Arizona Mountains
Blue
favorite color
Green
Ice Cream
favorite food
Seasoned Fruit Cups
Prickly Pear Tea
favorite drink
Lemonade
species
Ocelot
(Leopardus pardalis)
home
Arizona Desert
favorite color
Blue
favorite food
Ice Cream
favorite drink
Prickly Pear Tea
species
Mountain Lion
(Puma concolor)
home
Arizona Mountains
favorite color
Green
favorite food
Seasoned Fruit Cups
favorite drink
Lemonade
and then, you have a teenager
Your baby is not a baby anymore, and it’s time to prepare them for the next stop on their financial journey. Once your child turns 13 years old, we automatically advance them to a Future Funders account.
Stop in at any branch to get their new stamp card to start earning $25 for every 8th deposit. See our Future Funders page for more details.
Pounce Accounts for Kids FAQ
What is the dividend rate on kids savings accounts?
For Pounce and Future Funders savings accounts, deposits up to $1,000 in the Youth Savings (Share 4) will earn a maximum dividend rate of 3.04%. Any additional deposits will receive the current SunWest secondary savings dividend rate.
Does the account get closed once they are 13?
Nope! Starting with a Pounce savings account is super convenient because it will automatically convert to a Future Funders (for ages 13-17), and then convert to a normal adult account after that. No closing and opening a new account every time, no changing membership number or online logins.
What are the prizes and how do we redeem them?
All of our branches are equipped with a toy chest with many different options that guarantee there’s something for any child’s delight. Simply bring your child into any branch with their Pounce card, and a representative will help them pick one out.
* APY - Annual Percentage Yield.
Savings rate will match current share rates after the first $1,000. Please see a representative for complete details and disclosures. Terms and conditions are subject to change.