peronal accident insurance icon

personal accident insurance

We’ve invested in our members by offering personal accident insurance plans to financially protect you and your family.

accident insurance plans

hap

hospital accident plan

Receive cash benefits when a covered accident lands you in the hospital with unexpected medical expenses.

recup

recuperative care plan

Receive cash benefits for a covered accident or sickness and focus on recuperating.

ad&d

accidental death + dismemberment

Cash benefits paid to your family to help cover expenses when you’re no longer with them.

hospital accident plan

SunWest members can Collect Daily Benefits of up to $1,800 with this Hospital Accident Insurance Plan1. When a covered accident lands you in the hospital, you can receive the following Benefits:

hap benefits

  • Guaranteed acceptance. No health exams required.
  • $1,800 a day Intensive Care Confinement - up to $12,600 a week - $657,000 max per 365 days.
  • $900 a day Hospital Confinement - up to $6,300 a week - $328,500 max per 365 days.
  • $450 a day Emergency Room Treatment.
  • All Benefits are paid directly to you, in addition to any other insurance you may have — all yours to spend any way you want.

recuperative care plan

They say a positive attitude helps people recover faster, and we believe it! After all, stress affects the body in many physical ways. Cut stress out while you recuperate from an accident or any illness. Call to learn more.

recup benefits

  • Guaranteed acceptance. No health exams required.
  • $1,800 a day Intensive Care Confinement.
  • $900 a day Hospital Confinement.
  • $450 a day Emergency Room Treatment.
  • Cash benefits are paid directly to you as a lump sum.

accidental death + dismemberment

As a member of SunWest, you can receive $1,000.00 accidental death and dismemberment coverage at no cost to you to provide peace of mind in the event of a covered accident2.

ad&d benefits

  • Guaranteed acceptance. No health exams required.
  • Up to $1,000.00 paid by SunWest at $0 cost to you.
(enroll to activate)
  • Guaranteed additional accident insurance coverage:
coverage
amount
$50k
$100k
$150k
$300k
you pay
(quarterly)
single
$15
Family
$22.50
single
$15
Family
$22.50
single
$15
Family
$22.50
single
$15
Family
$22.50

Accident Insurance FAQ

How do I enroll for HAP coverage?

How do I enroll for recuperative care coverage?

How do I enroll for AD&D coverage?

Who is covered as family for AD&D?

Who can I call with questions about my AD&D coverage or to cancel my plan?

1. Benefits reduce due to age, beginning at age 65. The Hospital Accident Insurance Plan benefits described are underwritten by Zurich American Insurance Company (Zurich), 1299 Zurich Way, Schaumburg, IL 60196,1-800-987-3373 (NAIC #16535). This insurance provides limited benefits and is intended tohelp supplement Comprehensive Coverage. See the site for terms and conditions, including exclusions and limitations. This insurance does not provide Major Medical or Comprehensive Medical Coverage and is not designed to replace Major Medical insurance. Coverage may not be available in all states or certain terms, conditions, and exclusions may be different where required by law.

2. Accidental death and dismemberment insurance is underwritten by Minnesota Life Insurance Company and is available for members 18 or older. Additional coverage can be purchased at group rates to include up to $250,000'. All coverage reduces by 50% at age 70 and older, regardless of age at enrollment.