RV loans to cruise the open road on your hog, tear up those Arizona sand dunes, make some wake on Lake Havasu, or road trip throughout the US in comfort.
More road trips and lake dips. An RV loan at SunWest will take you to places you only imagined. Whether you’re called to the water, see all this big country has to offer, or cruise the roads with your hair flowing in the wind, we’ll help you live out your dreams of adventure with a new or used RV loan.
Arizona has a lot of natural beauty to discover. SunWest RV loans are here to help you experience it all with the best financing options and loan term for your vehicle.
Whether you're looking to buy a new or used RV, it's always a good idea to calculate your monthly payment. Plug your RV purchase price, loan term, interest rate, and down payment into our RV loan calculator. Actual RV loan rates are based on several factors including your credit score, credit history, and loan terms. To see all interest rates and terms, visit our rates page.
You put in the research and are almost ready to take off exploring. Now it’s time to protect your investment. As a SunWest Credit Union member, you have access to discounts on comprehensive coverages designed to keep your vehicle and wallet safe.
See how you could save + ride off into the sunset without a care in the world.
At SunWest, an RV loan can be used to finance any vehicle that is designed for recreational use. While the term “recreational vehicle” is most commonly used for motorhomes or travel trailers, it can be used in a broader sense to include boats, motorcycles, UTVs, ATVs, and more.
No. SunWest does not offer RV financing on vehicles with a salvaged or branded title.
Yep! SunWest offers GAP coverage on eligible recreational vehicles. As a vehicle depreciates, you may owe more on your total loan amount than the value of the vehicle, and GAP insurance helps prevent you from paying out of pocket in a total loss situation such as theft or irreparable damage. See more about GAP coverage here.
RV loan amount limits are determined on a case-by-case basis. Some RV loan terms do have a minimum amount. See below for more on the minimum loan amount based on term length.
RV Loans
72-month must reach a minimum financed amount of $10k
84-month must reach a minimum financed amount of $15k
120-month must reach a minimum financed amount of $25k
WATERCRAFT + ATV
72-month must reach a minimum financed amount of $10k
84-month must reach a minimum financed amount of $15k
120-month must reach a minimum financed amount of $25k
MOTORCYCLE + UTV
72-month must reach a minimum financed amount of $12k
84-month must reach a minimum financed amount of $15k
*APR = Annual Percentage Rate.
Subject to credit approval and may vary based on multiple factors such as payment method, credit score, and credit worthiness. Certain terms, restrictions, and conditions apply. Proof of current loan rate may be required prior to closing in order to receive the refinanced rate. This offer does not apply to vehicles currently financed through SunWest Federal Credit Union. Rates are subject to change without notice. This credit union is federally insured by the National Credit Union Administration. SunWest reserves the right to modify or discontinue any offers that may be listed on this page at any time.
