accounts for young adults
For ages 18-22. It’s time to take control of your finances like the boss you are. Carve your own path with a bank account for young adults.
features you can appreciate
forge your path
It’s official - you’re an adult. You may not feel any different when the 18 candles are blown out, but trust that the world is shifting around you.
Now, you get to feel what true independence is. From first accounts, to first jobs, to first cars, we’ll be in the passenger seat to guide you to financial success.
+ so much more
envision your:
explore your:
make your move
Ready to take control of your financial independence with a banking account designed for young adults and students? Visit any one of our branch locations and we’ll get your Journey Account all set, so you can take on the world.
what to bring with you
adulting, amiright?
It can be rough out there. You have a whole new set of responsibilities and you’re basically expected to “figure it out” on your own, but you don’t have to manage your finances alone.
We’re only one call away. Oh, and we've also compiled resources here, so you don't have to search endlessly only to find unreliable answers to your financial questions.
so, what's next?
As you become more comfortable managing your own finances, it’s important to remember to periodically reassess your money situation. What worked in the beginning of your journey might need some adjustments once you’ve found an entry-level job, or maybe it’s time to start building credit. Whatever your next move is, SunWest is here to help.
Journey Accounts for Young Adults FAQ
How do I set up a direct deposit?
Typically, all you need is a direct deposit form from your financial institution that lists their name, routing number, your name, and your account number. To get a direct deposit form for your SunWest account, click here.
What is SunWest’s routing number?
The routing number for SunWest Credit Union is 322172506.
Where can I find my account number?
You can find your checking account number by logging into your account online. Under the section labeled “Accounts”, you will see a line titled “Share Draft Account” and a 6-digit number listed next to it. This is your checking account number. This can also be found on your monthly account statement.
Do I get a debit card when I open my account?
Yup! We print your new debit card as part of our account opening process, so you’ll walk away with one on the same day.
How do I get a new debit card?
If your debit card is lost or stolen, call us 24/7 at 833.933.1681 to block your card ASAP. For a replacement card, you can either request it be mailed to the address on file or visit any of our branches to have it printed on-site.
How do I set up my online account?
All you need to get started online is your member number and your SSN. From your desktop, visit https://online.mysunwest.com/auth/enrollment.
Can I transfer money to other bank accounts online?
You sure can! At SunWest, you have access to free Billpay, Zelle, and TransferNow. Whether you need to pay a bill, transfer to an external account of your own, or pay a friend back for lunch, we got you.
Can I use Apple Pay, Google Pay, or Samsung Pay?
You betcha! Visit https://www.mysunwest.com/mobile-wallet for more information about Mobile Wallet and how to set up Mobile Wallet for your account.
Why isn’t my check available from a mobile deposit?
Checks deposited via mobile deposit are typically made available within 2-3 business days. However, always check your available balance before attempting to use these funds.
Can I use any ATM?
You can use any ATM that accepts Mastercard©, however, an ATM from a financial institution other than SunWest (foreign ATM) may charge a fee. SunWest partners with the CO-OP Network, as well as Allpoint to give you fee-free options throughout the United States, and even certain international countries.
Does SunWest charge ATM fees?
You will never be charged for using your card at a SunWest ATM, and you can use other ATMs 6 times each month with no fee from us. If you go over that 6, you may see a “Foreign ATM Fee” of $5 on your account. Keep in mind that although SunWest may not charge a fee to use another ATM, the terminal provider may, so it’s important to check before using their ATM.
