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current promos
make it personal

Loan terms tailored to you with same-day funding, no payments for 45 days, and rates from 8.49-8.99% APR1

turn miles into moments

Refinance your auto loan to SunWest for 2.00% off your current APR + up to 90 days no payment2

SunWest Credit Union of Arizona

is all about
transparency

auto loans

as low as
6.34
%
APR*

certificates

as high as
4.02
%
APY*

money market

as high as
2.53
%
APY*

HELOC

as low as
7.50
%
APR*

service you can bank on

As a local, not-for-profit organization, we don't obsess over the bottom line. We care about you, our community impact, and know that your financial needs are unique.

Your goals aren’t the same as your neighbors, and you deserve a financial partner that sees you.

There’s a better way to bank and SunWest Credit Union of Arizona does it right. That's why we're proud to offer mobile banking, checking accounts, savings accounts, home equity and auto loans, credit cards, money market accounts, help with your credit score, loan payment transparency, financial education, and more.

what’s happening

Consolidate the chaos of life with a low-rate Personal Loan.

Refinance your auto loan to SunWest Credit Union for 2.00% off your current APR + up to 90 days no payment*

what’s happening

Don't have a budget crash out. Cash out with a SunWest Personal Loan with rates from 8.49-8.99% APR for a limited time!1

Refinance your auto loan to SunWest for 2.00% off your current APR + up to 90 days no payment.2

auto refinance promo

Elevate your equity with a second mortgage and and enjoy no payments for 90 days.3

second mortgage promo

online banking at your fingertips

Zelle®

Send money, request, + receive money with Zelle

billpay

Pay bills or almost anyone using BillPay + person-to-person payments

credit sense

Anytime access to your credit score is just a tap away
sunwest credit union arizona phone

mobile deposit

Deposit checks using your smartphone + MySunWest app

all the details

View balances, account numbers, history, + details on all your accounts

transfernow

Flexibility to transfer money to and from accounts at different financial institutions

mobile banking

Scan the QR code to download the MySunWest App. If you’re already on your phone, go ahead and click your device link!

keep in touch

*APR = Annual Percentage Rate. APY = Annual Percentage Yield. We are always striving for the best accessibility and usability of our website for all users. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 866.897.9378. All products and services on this website are available at every SunWest Credit Union Arizona location. Savings federally insured by the National Credit Union Administration to at least $250,000 and backed by the full faith and credit of the United States Government.

1. APR = Annual Percentage Rate. Payment of $31.56 for every $1,000.00 for new personal loan at 8.49% APR on a 36-month term. Other terms are available and may be limited by balance. Approval based on, but not limited to, an evaluation of applicant credit. Rate subject to change without notice. Offer does not apply to existing loans financed through SunWest Credit Union. Loan cannot be used for post-secondary education. SunWest reserves the right to modify or discontinue this promotion at any time. Contact us at 602.866.1129 with any questions. Offer ends September 12, 2025.

Rate Discount for Personal Loan Promotions: This personal loan may include interest rate discounts of 0.25% each, up to a maximum of 0.50%, based on the following qualifying criteria at the time of loan funding:

(1) Automatic loan payments from a SunWest Credit Union account
(2) Enrollment in Debt Protection coverage for this loan.

Each discount is applied individually. If you discontinue or fail to maintain either qualifying service during the life of the loan, the corresponding 0.25% rate discount may be removed. This may result in an increase to your interest rate, monthly payment, longer term, and a higher total interest paid over the term of the loan. SunWest Credit Union reserves the right to verify compliance with qualification requirements at any time and adjust the loan rate accordingly, with or without prior notice, as permitted by law.

2. APR = Annual Percentage Rate. On approved credit. Certain terms, restrictions and conditions apply. Refinanced loan interest rate cannot be lower than 5.54% APR when refinancing up to 2.00% APR below your existing rate. The first payment may be deferred for up to 90 days. Your loan will accrue interest during that time. Proof of current loan rate may be required prior to closing in order to receive the refinanced rate. Offer is for vehicle refinance applications processed before August 2024. This offer does not apply to vehicles currently financed through SunWest Federal Credit Union. Rates are subject to change without notice. SunWest reserves the right to modify or discontinue a portion or all of this promotion at any time.

3. APR = Annual Percentage Rate. First payment will be due 90 days from closing of the loan. Loan interest continues to accrue during 90-day deferred payment period. Offer valid as of April 8, 2024 and subject to change at any time. Rates listed subject to change and based on the lowest current offer. Rates are determined by factors such as, but not limited to, loan term, credit score, and home value. Minimum and maximum loan balances may vary by term. All calculations listed in the chart above are estimates to illustrate loan and rate cost and should not be used as a formal quote. Please speak with a mortgage lender representative to quote your specific rate and payment.
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