Refinance your auto loan to SunWest Credit Union for 2.00% off your current APR + up to 90 days no payment*
Note: Upon viewing the online form, read terms and click 'accept' to load the form.
APPLY ONLINE
Fill in the blank. What would you focus on more if the stress of a payment wasn’t always riding shotgun? Every mile you drive should have you focused on the experience, not the expense. When you refinance your auto loan to SunWest Credit Union, you have the power to transform your financial landscape.
Pay less interest and lower your monthly payment. That’s more money for all of your life adventures. Keep in mind that the discount cannot fall below our floor rate of 5.79% APR.*
Roll the windows down for some fresh air in your auto loan. Breathing free down the road you go.
Join the many Arizonans who have shifted gears with SunWest to save with an auto loan refinance. The process is simple, fast, and designed to get you on the road to financial freedom sooner.
Learn more about refinancing, or crunch the numbers to compare a SunWest refinance to your current loan.
No, this promotional offer applies only to auto loans being refinanced from another financial institution. However, you can always apply to see if you qualify for a better rate. An increase in credit score, reduction in loan term, and other factors may qualify you for a lower rate.
You could save interest by potentially lowering your interest rate by up to 2.00% APR, reduce your monthly payments, enjoy up to 90 days without a payment, change your loan term, and you may even qualify for a cash-out refinance depending on the equity available in your vehicle.
Nope! We offer this to give our members financial flexibility to catch up on higher interest debt or other financial obligations, but it is not mandatory. If there is a specific date you would prefer for your first payment, let your Lending Specialist know prior to signing your loan documents.
This promotional offer is available to both members and non-members who have existing auto loans with other financial institutions and meet our credit and vehicle criteria.
You’ll need your vehicle information (make, model, year, mileage), personal information (income, address, contact information), and current auto loan details (lender, balance, APR).
We do not charge any application or loan processing fee for auto loans. However, depending on your specific situation, there may be payoff interest, title and registration, or other fees involved. Your Lending Specialist will disclose these prior to your loan closing if any apply.
We will pay off your existing loan, and your new loan with SunWest will replace it. You will start making payments to SunWest according to the terms of your new loan agreement. Depending on when your next payment is with your lender, we may recommend making a payment prior to completing the refinance to ensure your payments are up-to-date and accurate. However, your Lending Specialist will discuss this with you if necessary.
When you apply, you will see a hard inquiry on your credit report, which will most likely cause a temporary decrease to your credit score. However, it could also help improve your credit score in the long run by making your debt more manageable.
Give us a call, pay a visit, or fill out the form below and we’d be happy to help!
